Sarah Li Cain

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This article contains general information and is not intended to provide information that is specific to American Express, or its products and services. Similar products and services offered by different companies will have different features and you should always read about product details before ac...

Sarah was originally an elementary school teacher, working in countries such as Australia, China and South Korea. It was during this time she honed her teaching skills and the ability to break down complex topics into digestible bite-sized pieces. In Sarah's experience, consumers can start their path onto financial wellness by using the right tools and a supportive community. Through her experience learning about the banking, insurance, real estate, mortgage and credit industry, she became pa...

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Moving to any of the states that don’t have state income tax may sound nice — Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Wyoming — but what you save on state income taxes could have other impacts, financial and otherwise. Which is why in this three-part series we’re tackling the many factors that go into deciding to move for tax purposes.
Money aside, your quality of life is just as important, if not moreso, when deciding where to move. For families with children, con...

Wanna join the ranks of billionaires Bezos and Musk and flee to a state with no income tax? Here are some things you should know first. (Getty Images)
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Paying less taxes (legally). Isn't that the dream? A move just might make that possible.
You won't be able to save as much as Jeff Bezos, who is moving from Seattle to Miami, or Elon Musk, who is moving from California to Texas, but you could keep more of what you earn. Hey, billionaires are doing it so why can’t you?
But is it all t...

Key Takeaways:
Homeowners policies should cover damage or a roof collapse due to hail.
Emergency repairs may need to be documented if you choose to make a claim.
Water damage to your home from hail may be covered by your policy, but only under certain conditions, such as if water enters through a damaged roof due to a hailstorm.
Most standard homeowners insurance policies cover hail and wind damage to the physical structure of your home and other structures like your garage or shed. For examp...

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To start investing, you need to make a few practical decisions — what type of account to open and how to invest your money — while considering more theoretical questions about why you're investing in the first place. After all, you can't work your entire life, and investing can offer higher retur...

Successful real estate transactions typically involve some back and forth between the buyer and seller. Refer to this guide for what to expect and how to keep your cool.
Buying a home is rarely as simple as making an offer. Negotiations can go back and forth for weeks before the seller and buyer are both satisfied. This type of negotiation is the counter offer in real estate — a complex rejection and counter to an offer on a house that's made by either the buyer or seller.
Selling or buying a...

The story of the next year: Home buyers will find creative ways to make mortgage payments work for them.
Even though 2022 is behind us, some of its challenges, like tight housing inventory and volatile mortgage rates, aren’t over. But there's promising news for first-time buyers in 2023: Trends are pointing to a stabilization of the home affordability crisis.
'Americans finding ways to make payments on a roof over their heads will drive the market next year,' says Zillow chief economist Skyla...

Here's what agents had to say about right-sizing expectations.
The housing market looks a lot different today than it did 12 short months ago. If you're trying to keep up, you’re not alone. According to a recent Zillow survey of real estate agents, would-be buyers and sellers commonly have misconceptions about the future state of home prices, the probability of a bidding war, how fast their home will sell and more.
Here are some of the most common misconceptions agents hear from their clients...

The Hilton Honors American Express Card (terms apply, rates & fees) offers plenty of perks for Hilton regulars like high rewards within the brand, plus elevated earnings on dining, groceries and gas stations and Silver elite status, too.
Hilton Honors American Express Card basics
Annual fee: $0.
Welcome bonus: 80,000 Hilton Honors points after spending $1,000 in purchases in the first three months of card membership.
Rewards: 7 Hilton Honors points per $1 on eligible purchases charged directl...

I produce this business podcast with the CEO of SoFi as the host, with guests in the leadership space talking about their back story and how to win at business and life. Guests include Rebecca Minkoff, Justin Herbert and the creators of Dude Perfect. Tasks I worked on include scripting, guest research, working with host during recording and VO, and initial content edits (in collaboration with sound engineer).

I produce this retail investing podcast geared to intermediate investors, with topics such as real estate, crypto, ETF and sector investing. Tasks I worked on include scripting, guest booking, working with host during recording and VO, and initial content edits (in collaboration with sound engineer).

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

Personal liability is a type of coverage on your renters insurance policy that helps protect you if someone gets hurt in your apartment or if you get sued.

Liability coverage is a standard part of renters insurance and is coupled with personal property and additional living expenses. Here’s what to know about renters insurance and personal liability covera...

Most states require drivers to have liability car insurance, but the minimum amount required varies.
Depending on your state, you may also be required to carry uninsured motorist coverage and personal injury protection.
If you lease or finance your car, you ...

It’s not only you: almost everyone is feeling the squeeze in their budget these days.
More specifically, we’re all feeling the impact of worsening inflation – according to the Bureau of Labor Statistics’ latest report, the inflation rate in October was 8.2% as measured by the consumer price index,¹ which hasn’t been this high since the 1980s.
We’re here to help you understand the details of inflation and how it affects your spending power.
What causes inflation?
Inflation is the general rise ...